My GM Rewards: Cardmembers automatically receive Gold Tier status (the second-highest membership tier) in the My GM Rewards program.This could be useful if you need a card to make foreign purchases. No foreign transaction fee: Although not a travel card, the My GM Rewards Card has no foreign transaction fees.

$0 annual fee: Having a $0 annual fee makes it easier to profit from the rewards you might earn because there’s no annual cost to offset.Rewards earning: Earn 7X points on GM purchases and 4X on all other eligible purchases.Generous welcome offer: Earn 15,000 points after spending $1,000 in the first 3 months.Additionally, getting 0% intro APR on purchases for 12 months from the date of account opening, and then 19.99% to 29.99% (variable), could be useful.Įarn 15,000 points after spending $1,000 in the first 3 monthsħX points on GM purchases and 4X on all other eligible purchasesĠ% intro APR on purchases for 12 months from the date of account opening, and then 19.99% to 29.99% (variable) You would still be limited with how you can use your points, but it could make sense if you have a lot of GM-related expenses. The redemption options are geared toward GM purchases, and that won’t suit everyone.īut if you’re a happy GM vehicle owner or you plan on becoming part of the GM family, this card might be a good fit. If you don’t drive a GM car or aren’t interested in getting a new or pre-owned GM vehicle, this card likely wouldn’t make sense for you. Brands from GM include Cadillac, Chevrolet, GMC, and Buick. This includes the purchase of a new GM vehicle or a certified pre-owned one and eligible services, parts, and accessories. The My GM Rewards Card offers points for all eligible purchases you make, and you can redeem your points for many GM-related expenses.

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